ຕົວຄິດໄລ່ເງິນກູ້ສ່ວນຕົວ
ຄິດໄລ່ຄ່າໃຊ້ຈ່າຍປະຈໍາເດືອນ, ອັດຕາດອກເບ້ຍແລະຈໍານວນເງິນທີ່ຮັບໄດ້ໃນເງິນກູ້ສ່ວນຕົວ.
ຜົນການຄົ້ນຫາຈະຖືກອັບເດດເມື່ອທ່ານພິມມັນຂຶ້ນມາ & # 160; ។
ກ່ຽວກັບເຄື່ອງຄິດໄລ່ນີ້
you are looking forapersonal loan, you can use the personal loan calculator to compare loan offers on payment and total cost. The loan amount, APR and term turns intoafixed monthly payment and total interest, and accounts for an origination fee that many lenders deduct upfront. The fee reduces the cash you actually receive while you still repay the full loan amount, so your true cost is higher than the headline rate. If the lender chargesa5% origination fee, it takes 750 off the top, so you receive 14,250 but stillThe payment comes from standard amortisation on the full loan amount. For example, 15,000.Use itUse it to compare loan offers on payment and total cost, to see how the term changes the monthly amount.Use itUse it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost, to see how the payment comes from standard amortisation on the full loan amount.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost.Use it to compare loan offers on payment and total cost
ຄໍາຖາມທີ່ຖາມເລື້ອຍໆ
ຄ່າທໍານຽມການເລີ່ມຕົ້ນມີຜົນກະທົບຕໍ່ຄ່າໃຊ້ຈ່າຍແນວໃດ?
ຜູ້ໃຫ້ກູ້ຢືມມັກຈະຫຼຸດລົງ 1-8% ຄ່າ origination ຈາກຈໍານວນທີ່ຈ່າຍ, ດັ່ງນັ້ນ 15,000 ເງິນກູ້ທີ່ມີຄ່າທໍານຽມ 5% ວາງ 14,250 ໃນກະເປົາຂອງທ່ານ - ແຕ່ທ່ານຍັງຈ່າຍຄືນ 15,000 ເພີ່ມຂື້ນ interest, ຍົກຂຶ້ນອັດຕາທີ່ມີປະສິດທິຜົນຂອງທ່ານ.
ຄະແນນສິນເຊື່ອແມ່ນຫຍັງທີ່ຂ້ອຍຕ້ອງການເພື່ອອັດຕາທີ່ດີ?
APRs ເງິນກູ້ສ່ວນຕົວ swing ຢ່າງກວ້າງຂວາງກັບສິນເຊື່ອ: ຄະແນນທີ່ເຂັ້ມແຂງສາມາດເບິ່ງອັດຕາດອກເບ້ຍຕົວເລກດຽວ, ໃນຂະນະທີ່ຄະແນນຕ່ໍາກວ່າອາດຈະປະເຊີນຫນ້າກັບ 20% + ເຄື່ອງມືນີ້ໃຊ້ APR ໃດທີ່ທ່ານເຂົ້າ, ດັ່ງນັ້ນໄດ້ຮັບຄໍາແນະນໍາກ່ອນທີ່ຈະອີງໃສ່ຕົວເລກ.
ເງິນກູ້ສ່ວນຕົວສາມາດໃຊ້ໄດ້ແນວໃດ?
ປະມານທຸກຢ່າງ - ການ consolidation ສິນເຊື່ອ, ການປັບປຸງເຮືອນ, ຄ່າໃຊ້ຈ່າຍທາງການແພດ, ການຊື້ໃຫຍ່ຫຼືສຸກເສີນ. ເນື່ອງຈາກວ່າພວກເຂົາເຈົ້າແມ່ນປົກກະຕິແລ້ວບໍ່ໄດ້ຮັບການຮັບປະກັນ, ບໍ່ມີ collateral ແມ່ນຕ້ອງການ, ແຕ່ອັດຕາແມ່ນສູງກວ່າສໍາລັບເງິນກູ້ຢືມທີ່ໄດ້ຮັບການຮັບປະກັນເຊັ່ນ: mortgage ຫຼືເງິນກູ້ຢືມລົດ.
ເງິນກູ້ສ່ວນຕົວແມ່ນລາຄາຖືກກວ່າບັດເຄຣດິດບໍ?
ຫຼາຍຄັ້ງ, ແມ່ນແລ້ວ. APRs ເງິນກູ້ສ່ວນຕົວແມ່ນປົກກະຕິແລ້ວດີຢູ່ລຸ່ມອັດຕາບັດເຄຣດິດປົກກະຕິ, ແລະໄລຍະເວລາທີ່ແນ່ນອນບັງຄັບໃຫ້ມີແຜນຈ່າຍເງິນ. ການ consolidating ບັດອັດຕາສູງສະສົມເຂົ້າໃນການກູ້ຢືມສ່ວນຕົວອັດຕາຕ່ໍາສາມາດຕັດເງິນກູ້ແລະງ່າຍດາຍການຈ່າຍເງິນ.
ເອົາເງິນກູ້ສ່ວນຕົວມີຜົນກະທົບຕໍ່ຄະແນນສິນເຊື່ອຂອງຂ້ອຍບໍ?
ຜ່ານເວລາ, ຈ່າຍເງິນຕາມເວລາແລະການນໍາໃຊ້ບັດເຄຣດິດຕ່ໍາກວ່າຈາກ consolidation ສາມາດຊ່ວຍໃນການຟື້ນຟູແລະປັບປຸງຄະແນນຂອງທ່ານ.
ຂ້າພະເຈົ້າຄວນຈະເລືອກໃຊ້ຄຳສັບໃດ?
ໄລຍະເວລາສັ້ນກວ່າຫມາຍຄວາມວ່າການຈ່າຍເງິນເດືອນສູງກວ່າແຕ່ຫ່າງຈາກເງິນກູ້ຢືມທັງຫມົດ; ໄລຍະເວລາຍາວກວ່າຫຼຸດຜ່ອນຄ່າໃຊ້ຈ່າຍໃນແຕ່ລະເດືອນແຕ່ຄ່າໃຊ້ຈ່າຍຫຼາຍໃນທົ່ວ. ເລືອກໄລຍະສັ້ນທີ່ສຸດຜູ້ທີ່ຈ່າຍເງິນທີ່ເຫມາະສົມສະດວກສະບາຍໃນງົບປະມານຂອງທ່ານ.
API — ໃຊ້ເຄື່ອງຄິດໄລ່ນີ້ຈາກໂປຣແກຣມ
ໂທເຄື່ອງຄິດໄລ່ນີ້ເປັນຈຸດຈົບ JSON ຟຣີ - ບໍ່ຕ້ອງການກູໂກ. ສົ່ງຄ່າພື້ນທີ່ຂ້າງລຸ່ມນີ້ເປັນປາຣມາຕິກຄໍາຖາມ ຫຼື JSON. ອ່ານເອກະສານ API ເຕັມ →
ຈຸດສຸດທ້າຍ
GET https://calculator.free/api/v1/personal-loan/curl
curl "https://calculator.free/api/v1/personal-loan/?amount=15000&rate=11&years=3"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/personal-loan/?" + new URLSearchParams({
"amount": "15000",
"rate": "11",
"years": "3"
}));
const data = await r.json();
console.log(data.results);ຜົນໄດ້ຮັບແມ່ນຄາດຄະເນສໍາລັບຄໍາແນະນໍາທົ່ວໄປເທົ່ານັ້ນ, ບໍ່ການເງິນ, ຄໍາແນະນໍາທາງການແພດຫຼືພາສີ.