Personal Loan Calculator
Kiraan bulanan pembayaran, interest jeung jumlah net ditarima dina pinjaman pribadi.
Hasilne bakal dioptimalake nalika sampeyan ngetik.
Ngenai kalkulator iki
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Takon-takon kang kerep diajukake
Carane biaya originasi mengaruhi biaya?
Panyewa sering ngaleungitkeun 1-8% biaya asal tina jumlah anu ditawarkeun, janten pinjaman 15.000 kalayan biaya 5% nempatkeun 14.250 dina jaket anjeun — tapi anjeun masih mayar 15.000 ditambah bunga, naékkeun tingkat efektif anjeun.
Credit score эмне мен үчүн зарыл жакшы бир пайыз?
Kauntungan tina gawé bareng ieu nyaéta: 1.
Pinjaman pribadi bisa digunakan untuk apa?
Hampir sagalana - konsolidasi utang, perbaikan imah, rekening médis, hiji pembelian gedé atawa hiji kaayaan darurat. Kusabab maranéhna biasana teu dijamin, teu collateral diperlukeun, tapi tingkat leuwih luhur ti pikeun pinjaman dijamin kayaning hiji mortgage atawa pinjaman auto.
A pribadi pinjaman murah daripada kartu kredit?
Sacara umum, ya. APRs pinjaman pribadi biasana alus di handapeun tingkat kartu kredit tipikal, sarta istilah fiksi ngakibatkeun jadwal payoff. Konsolidasi saldo kartu tinggi-rata kana pinjaman pribadi low-rata bisa ngirangan interest jeung ngalegaan pembayaran.
Adakah mengambil pinjaman peribadi mempengaruhi skor kredit saya?
Nganggo ngahasilkeun panalungtikan hard nu bisa dip skor anjeun saeutik, sarta pinjaman anyar naek utang total anjeun. Sanggeus waktu, on-time pembayaran jeung low-kredit-card ngagunakeun ti konsolidasi bisa mantuan skor anjeun ngarecover jeung ngaronjatkeun.
Apa istilah sing kudu aku pilih?
A term pondok hartina mayar bulanan luhur tapi jauh kirang total interest; a term panjang leverages biaya bulanan tapi biaya leuwih umum. Pilih istilah pang pondokna nu mayar fits nyaman dina anggaran anjeun.
API — gunakake kalkulator iki saka kode
Ngadongékeun kalkulator ieu minangka titik akhir JSON bébas — teu peryogi kunci. Kirim nilai medan di handapeun minangka parameter pitakonan atawa JSON. Waca dokumen lengkap API →
Tampilan
GET https://calculator.free/api/v1/personal-loan/
curl
curl "https://calculator.free/api/v1/personal-loan/?amount=15000&rate=11&years=3"
JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/personal-loan/?" + new URLSearchParams({
"amount": "15000",
"rate": "11",
"years": "3"
}));
const data = await r.json();
console.log(data.results);
Hasilna nyaéta perkiraan pikeun pituduh umum, henteu saran finansial, médis atanapi pajak.