Finance Calculators

Mortgages, loans, savings and investment math.

Mortgage Calculator Estimate your monthly home loan payment — principal, interest, taxes and insurance. Loan Calculator Work out the payment and total interest on an amortized, deferred or bond-style loan. Compound Interest Calculator See how savings and investments grow with compound interest and regular contributions. Simple Interest Calculator Calculate simple interest on a principal over time — no compounding. Credit Card Payoff Calculator See how long it takes to clear a credit card balance and the interest it costs. Fuel Cost Calculator Work out the fuel cost of a trip from distance, efficiency and fuel price. Auto Loan Calculator Estimate the monthly payment on a car loan, including tax and trade-in. Retirement Calculator Project your retirement savings from your contributions and expected return. Savings Goal Calculator Find out how long it takes to reach a savings goal with regular deposits. Profit Margin Calculator Calculate profit margin, markup and profit from cost and selling price. Future Value Calculator See what a sum of money will be worth in the future with interest and contributions. Present Value Calculator Find what a future amount of money is worth in today’s money. ROI Calculator Calculate return on investment as a percentage, plus profit and annualised return. Annuity Payout Calculator Work out the regular income a lump sum can pay out over a set number of years. APR to APY Calculator Convert a nominal APR into the effective annual yield (APY) for any compounding. CD Calculator Calculate the maturity value and interest on a certificate of deposit. Inflation Calculator See how inflation changes the buying power and future cost of money over time. Home Affordability Calculator Estimate how expensive a house you can afford from your income, debts and down payment. Rent Affordability Calculator Find out how much rent you can afford based on your income. Down Payment Calculator Work out the down payment amount and loan needed for a given home price. Refinance Calculator Compare your current mortgage to a new rate and find the break-even point. Debt-to-Income Ratio Calculator Calculate your DTI ratio — the share of income going to debt payments. Boat Loan Calculator Estimate the monthly payment and interest on a boat loan. Student Loan Calculator Estimate the monthly payment and total interest on a student loan. Personal Loan Calculator Calculate the monthly payment, interest and net amount received on a personal loan. Car Lease Calculator Estimate a monthly car lease payment from price, residual value and money factor. Net Worth Calculator Add up your assets and subtract your debts to find your net worth. Break-Even Point Calculator Find how many units you must sell to cover your costs. SIP Calculator Project the maturity value of a monthly systematic investment plan (SIP). EMI Calculator Calculate the equated monthly instalment (EMI) on any loan. 401(k) Calculator Project your 401(k) balance at retirement with employer match and salary growth. Roth IRA Calculator See how after-tax Roth IRA contributions grow completely tax-free by retirement. Traditional IRA Calculator Grow a traditional IRA tax-deferred and see the after-tax value once withdrawals are taxed. Budget Calculator (50/30/20) Split your monthly income into needs, wants and savings with the 50/30/20 rule. Social Security Calculator Estimate your monthly Social Security retirement benefit from your earnings and claiming age. Debt Payoff Calculator Compare the avalanche and snowball methods to clear multiple debts faster. Rent vs Buy Calculator Compare the total cost of renting versus buying a home and find the break-even year. Mortgage Payoff Calculator See how much sooner you pay off your mortgage and how much interest extra payments save. APR Calculator Find the true APR of a loan once fees and discount points are included. Depreciation Calculator Build a depreciation schedule with straight-line, declining-balance or sum-of-years-digits. GDP Calculator Compute Gross Domestic Product by the expenditure approach: C + I + G + (X − M).