SIP Calculator
Project the maturity value of a monthly systematic investment plan (SIP).
Results update as you type.
About this calculator
A systematic investment plan (SIP) invests a fixed amount every month into a fund. This calculator projects the maturity value assuming each contribution is made at the start of the month and grows at your expected annual return, then splits the result into the total you invested and the estimated gains.
Frequently asked questions
What is the SIP maturity formula?
FV = P × ((1 + i)^n − 1) ÷ i × (1 + i), where P is the monthly amount, i the monthly return (annual ÷ 12) and n the number of months. The final (1 + i) reflects investing at the start of each month.
Are SIP returns guaranteed?
No. SIPs usually invest in market-linked funds, so the expected return is an assumption, not a promise. Actual results vary year to year — enter a realistic, conservative rate for planning.
Results are estimates for general guidance only, not financial, medical or tax advice.