Rent Affordability Calculator

Find out how much rent you can afford based on your income.

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Caps rent so rent plus debts stay under half your income.
Affordable monthly rent
Per year
Income landlords may require

Results update as you type.

About this calculator

A rent affordability calculator applies the common rule that housing should take no more than about 30% of your gross income to suggest a comfortable monthly rent. It also checks the amount against a 50%-of-income limit after your other debts, so you can see a sensible ceiling for what you can pay.

Frequently asked questions

What percentage of income should go to rent?

The classic rule of thumb is 30% of gross income. On a 60,000 salary that is about 1,500 a month. High-cost cities push higher, but going much above 30% leaves less room for savings and other bills.

Why do landlords ask for 3x the rent?

Many landlords require gross monthly income of at least three times the rent — the same idea as the 30% rule from the other direction. The "income landlords may require" line shows three times the suggested rent.

Results are estimates for general guidance only, not financial, medical or tax advice.