I-Calculator yenani elizayo
Bona ukuthi yini izindleko ezizobiza imali ezayo ngenzuzo nezingcindezi.
Iziphetho zivuselelwa uma ubhala.
Malunga nale khadi
calculator grows a lump sum as FV = PV × (1 + i)^n, where i is the rate per compounding period and n the number of periods; a stream of level payments adds an annuity term, FV = PMT × ((1 + i)^n − 1) ÷ i. For example, 1,000 left to compound at 5% a year (compounded monthly) for 10 years grows to about 1,647 — roughly 647 of that is interest.Use this calculator to calculate the future value of money (FV) at a given interest rate over time. This calculator grows a lump sum as FV = PV × (1 + i)^n, where i is the rate per compounding period and n the number of periods; a stream of level payments adds an annuity term, FV = PMT × ((1 + i)^n − 1) ÷ i. For example, 1,000 left to compound at 5% a year
Imibuzo ebuzwa kaningi
Yini ifomu lenani elizayo?
Ukuthola inani eliphelele, FV = PV × (1 + i)^n, lapho i yisilinganiso ngasikhathi ngasinye n inani lesikhathi. Ukhokha okujwayelekile kuhlanganisa amagama e-annuity, FV = PMT × ((1 + i)^n − 1) / i, okuzongeza le thuluzi phezulu kwe-lump-sum growth.
Yini eshintsha isikhathi sokwesekwa?
Ukukhokha ekuqaleni kwesikhathi ngasinye (i-annuity edingekayo) kunikeza yonke imali engenayo isikhathi esingeziwe sokukhokha imali engenayo, ngakho-ke inani elizayo liphakeme kancane kunalokho okukhokhwa ekugcineni (i-annuity ejwayelekile). Ithuluzi liphindaphinda isikhathi se-annuity nge (1 + i) ukuze kukhokhwe.
Ingabe ukusakazwa okuhlobene kushintsha imiphumela?
Yebo. Ukuzihlanganisa okuningi kwenza ukuthi inkokhelo iqale ithole inkokhelo yayo ngokushesha, ngakho-ke ukuhlanganisa onyaka udlula ukuhlanganisa onyaka ngezinga elifanayo. "Imali yonyaka" isinqumo sihlela futhi ukuthi inkokhelo isetshenziswa kanjani njalo, ngakho-ke i-5% ehlukaniswe ngenyanga ikhula kancane kancane kune-5% ehlukaniswe ngonyaka.
Ingabe ukuxhaswa okujwayelekile kushintsha imiphumela?
Usizo olusha luzothatha isikhathi esincane ukukhula kunalokho okudlule, kodwa ngokufanayo luzongeza i-annuity engxenyeni ephezulu yokukhula kwe-lump-sum. Usizo olukhulu, usizo oluningi, noma ukuqala kuphakamisa isibalo esiphelile ngaphezu koshintsho oluncane kwisilinganiso senzuzo.
Yini ukunyuka kwezinkokhelo ngonyaka (ukwehla)?
Ikhuphula inkontileka yakho ngongxenye ebekwe ngonyaka, imodelisa izinhlelo lapho ugcina khona imali njengoba imali yakho ikhula. Ukukhula konyaka ongu-5% kusho ukuthi unyaka wesithathu uxhasa u-5% ngaphezulu kunakuqala, okuzokhuphula ngokuphawulekayo izindleko zesikhathi esizayo.
Yini inani lenzuzo okufanele ngingenise?
Sebenzisa impumelelo engokoqobo eqhubekayo yokubuyisela imali: amaphesenti amabili ezimali zokutshala, ngaphezulu kokufaka imali ehlukahlukene - kodwa impumelelo ephakeme ithatha umonakalo omkhulu. Izinga eliqinile ligcina ukubikezela kusuka ku-overstating lokho ongeke ube nalo.
Ingabe ixabiso elizayo lilungiswe ngokuya ngezinga lokushintshana?
Akukho. Imiphumela iyisibalo esibizwa ngedola ezayo. Ukubona amandla ayo okuthenga, sebenzisa inani nge-calculator yokushintshana, noma ufake ukushintshana okuguqukayo (okungokoqobo) okubuyisa inani endaweni yesinye esibizwa ngegama.
API — sebenzisa le calculator kusuka kukhodi
Nquma le kalkuli njengendawo ephelezelwa i-JSON - akukho isitshixo esidingekayo. Thumela amaxabiso endawo ngezansi njengepharamitha yombuzo noma i-JSON. Funda i-API egcwele →
Ingxenye yendawo
GET https://calculator.free/api/v1/future-value/curl
curl "https://calculator.free/api/v1/future-value/?pv=1000&rate=5&years=10&pmt=0"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/future-value/?" + new URLSearchParams({
"pv": "1000",
"rate": "5",
"years": "10",
"pmt": "0"
}));
const data = await r.json();
console.log(data.results);Izibalo ziyisilinganiso esisetshenziswa ukuqondisa kuphela, hhayi ukucebisa ngezimali, ukwelashwa noma ukukhokha.