Mtsogolo Value Calculator
Onani zimene ndalama ndalama zidzakhala zofunika m'tsogolo ndi ndalama ndi zopereka.
Zithunzizi zimasintha monga momwe mumalemba.
Zachidule
you have a lump sum of 100,000, you can add up to 100,000, and the lump sum will grow to 100,000, etc.Use this calculator to calculate the future value of money. The lump sum grows as FV = PV × (1 + i)^n, where i is the rate per compounding period and n the number of periods; a stream of level payments adds an annuity term, FV = PMT × ((1 + i)^n − 1) ÷ i. For example, 1,000 left to compound at 5% a year
Mafunso ofunsidwa nthawi zambiri
Kodi ndi chiyani tsogolo khalidwe formula?
Kuti mupange ndalama zosawerengeka, FV = PV × (1 + i) ^ n, kumene i ndi mtengo panthawi ndi n ndi kuchuluka kwa nthawi. Mavuto obwereza amawonjezera nthawi ya ndalama zosawerengeka, FV = PMT × ((1 + i) ^ n − 1) / i, yomwe ntchitoyi imawonjezera pamodzi ndi kukula kwa ndalama zosawerengeka.
Kodi nthawi yolipira imasintha bwanji?
Kulipira pamapeto pa nthawi iliyonse (kulipira kwa nthawi yanthawi) kumapatsa nthawi ina yambiri yolipira kuti igwiritse ntchito ndalama, kotero mitengo ya nthawi yatsogolo ndi yayikulu kwambiri kuposa kulipira pamapeto (kulipira kwa nthawi yanthawi). Chidachi chimakulitsa nthawi yanthawi yanthawi ndi (1 + i) kwa nthawi yoyenera.
Kodi kuwonjezera nthawi zambiri amasintha zotsatira?
Yes. Kuphatikiza kwa nthawi zambiri kumalola kuti ndalama ziyambe kulandira ndalama zake zazikulu nthawi yaitali, kotero mwezi uliwonse umapambana chaka chilichonse pa mtengo wofanana. "Kulipira kwa chaka" kukhazikitsanso kukhazikitsa momwe nthawi zambiri ndalama zimagwiritsiridwa ntchito, kotero 5% yophatikizidwa mwezi uliwonse imakula pang'onopang'ono kuposa 5% yophatikizidwa chaka chilichonse.
Kodi ndalama zoperekedwa nthawi zonse zimasintha bwanji zotsatira?
Each new contribution has less time to grow than the ones before it, but together they add an annuity on top of the lump-sum growth. Contributing more, contributing more often, or simply starting earlier lifts the final balance far more than a small change in the interest rate.
Kodi ndi chiyani kuwonjezeka kwa malipiro chaka chilichonse (step-up)?
Kuwonjezera ndalama zanu ndi kuchuluka kwa ndalama zomwe mumapeza chaka chilichonse, kuwonjezera ndalama zanu ndi kuchuluka kwa ndalama zomwe mumapeza chaka chilichonse. Kuwonjezera ndalama zanu ndi kuchuluka kwa ndalama zomwe mumapeza chaka chilichonse kumatanthauza kuti mudzapeza ndalama zambiri kuposa momwe munali nazo zaka zitatu zapitazo.
Kodi ndalama za ngongole ndiyenera kulowa?
Kugwiritsa ntchito zotheka nthawi yaitali kubweza ndalama: awiri peresenti kwa ndalama zosunga, zambiri kwa zosiyanasiyana ndalama zosunga - koma zobwezera zowonjezereka kunyamula zoipa zambiri. A conservative mtengo amateteza chiyembekezo kuchokera overstating zimene inu mudzakhalabe.
Kodi mtengo watsogolo umasinthidwa kuti ukhale wogwirizana ndi kuwonjezeka kwa mtengo wa ndalama?
Sichoncho. Chidacho ndi ndalama za m’tsogolo. Kuti mudziwe mphamvu yake yogula, pitani ndi ndalamazo kudzera pa calculator ya inflation, kapena dinani pa inflation-adjusted (real) return rate m’malo mwa ndalama za m’tsogolo.
API — kugwiritsa ntchito izi calculator kuchokera code
Kulemba izi calculator monga ufulu JSON endpoint - palibe chida zofunika. Kutumiza nyanja mfundo pansipa monga mafunso zigawo kapena JSON. Chomweko chilichonse chimene mumasiya chimagwiritsa ntchito mfundo yoyamba yomweyi yomwe tsambali limagwiritsa ntchito; mfundo yosadziwika ndi 400, siyiyenera kukhala zero yosadziwika. Onani zonse API docs →
Chithunzi
GET https://calculator.free/api/v1/future-value/curl
curl "https://calculator.free/api/v1/future-value/?pv=1000&rate=5&years=10&pmt=0"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/future-value/?" + new URLSearchParams({
"pv": "1000",
"rate": "5",
"years": "10",
"pmt": "0"
}));
const data = await r.json();
console.log(data.results);Zimenezi ndi zowerengera zokhudzana ndi malangizo amtundu uliwonse, si zokhudzana ndi ndalama, zamoyo kapena zokhudzana ndi ndalama.