Mpikirakira IRA nentim-paharazana
Mampitombo ny IRA mahazatra miandry hetra ary mahita ny sanda aorian'ny hetra rehefa misy hetra ny famoahana.
Manova ny valin'ny fanoratanao.
Momba ity kapila ity
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Fanontaniana matetika
Ahoana no fomba fandoavana hetra amin'ny IRA mahazatra?
Ny fanomezana dia atao alohan'ny hetra ary mitombo ny hetra miandry ny kaonty, ka tsy misy hetra iantsoanao mandritra ny dia. Rehefa miala amin'ny asa ianao, ny vola rehetra - ny fanomezana sy ny fitomboana - dia atao hetra ho toy ny fidiram-bola mahazatra araka ny tahan'ny hetrao.
Inona no fahasamihafana amin'ny Roth IRA?
Ny IRA mahazatra dia manome ny fialan-tsasatra amin'ny hetra ankehitriny (fihenam-bidy) ary mandoa hetra aminao aoriana kely; ny Roth kosa dia ny mifanohitra amin'izany — tsy misy fihenam-bidy ankehitriny, fa tsy mandoa hetra aoriana kely.
Azo ahena amin'ny hetra ve ny fanomezana IRA mahazatra?
Matetika, fa tsy foana. Azo voafetra na esorina tsikelikely ny fampihenana raha toa ianao (na ny mpiara-miasa aminao) ka tafiditra ao anatin'ny drafitra fisotroan-dronono ao amin'ny toeram-piasana ary ny vola miditrao dia mihoatra ny fetra voafaritra. Raha azo esorina, ny fampihenana ny vola miditrao dia mampihena ny hetra azonao amin'io taona io.
Inona no tokony ho fandraisana anjara ambany indrindra (RMDs)?
Ny IRA mahazatra dia mitaky anao hanomboka hamoaka vola kely indrindra isan-taona rehefa tonga amin'ny taona RMD ianao, ary ireo famoahana ireo dia voasazy ho toy ny fidiram-bola. Tsy mitovy amin'ny Roth IRA izany, izay tsy manana RMD ho an'ny tompony voalohany, ary tsy mamorona ny fandaharam-potoana RMD ny kalkulatora.
Ahoana no fomba fandoavana hetra amin'ny IRA mahazatra rehefa miala aho?
Ny fialan-tsasatra feno - ny fanomezana voalohany miaraka amin'ny fitomboan'ny hetra rehetra - dia voasoratra ho toy ny fidiram-bola mahazatra amin'ny tahan'ny fisotroan-drononoo. Izany no antony mahatonga ny fitaovana hitatitra ny vola mialoha ny hetra sy ny vola kely aorian'ny hetra izay azonao ampiasaina.
Rahoviana ny IRA nentim-paharazana no afaka mandresy ny Roth?
Raha manantena ny hahazo hetra ambany kokoa amin'ny fisotroan-dronono ianao noho ny ankehitriny, satria miala amin'ny hetra avo kokoa amin'izao fotoana izao ianao ary mandoa hetra amin'ny hetra ambany kokoa aoriana kely.
API — mampiasa io milina fanisana io avy amin'ny rindran'asa
Antsoy ho toy ny farany JSON malalaka ity milina fanisana ity - tsy mila famaha. Mandefa ireo sanda eo amin'ny sehatr'asa etsy ambany ho toy ny mpizaratry ny fanontaniana na JSON. Vakio ny tahirin-kevitra API feno →
Endpoint
GET https://calculator.free/api/v1/ira/curl
curl "https://calculator.free/api/v1/ira/?current_age=30&retire_age=65&starting=5000&contribution=7000&return_rate=7"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/ira/?" + new URLSearchParams({
"current_age": "30",
"retire_age": "65",
"starting": "5000",
"contribution": "7000",
"return_rate": "7"
}));
const data = await r.json();
console.log(data.results);Ny voka-pikarohana dia natao ho an'ny torohevitra ankapobeny ihany, tsy torohevitra ara-bola, ara-pitsaboana na ara-bola.