Kalkulatè pou Pwòch Boat
Estime peman menyèl ak enterè sou yon prè bato.
Rezilta yo mete ajou pandan w ap ekri.
Atik sa a
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Kesyon ki poze souvan
Ki sa ki se yon kredi bato?
Tan yo varye anpil selon gwosè kredi a — bato ti ka gen 5-7 ane, pandan ke bato pi gwo ka gen 15 oswa 20. Yon tan ki pi long ka diminye peman mennaj ou men ou peye plis enterè an jeneral.
Èske kredi pou bato koute plis pase kredi pou machin?
Bateaux yo wè kòm yon plezi ak depresyasyon vit, se konsa pousantaj ka yon ti kras pi wo pase pou machin, ak prêteurs ka vle yon pi gwo peman an premye sou bato ki itilize oswa pi ansyen.
Ki kantite lajan mwen dwe mete sou yon bato?
Kreditè yo souvan mande 10-20% depo, epi plis pou bato ki pi gran oswa ki itilize. Yon depo pi gwo ba kantite lajan finanse, peman mensyèl ak enterè total, epi li ede w evite peye plis pase bato a merite lè li depresyasyon.
Èske mwen ka peye yon prè bato pi bonè?
Tout dola ki ajoute a ale dirèkteman nan kapital la, sa ki fè yo koupe enterè ki ap koule nan mwa kap vini an epi yo fè kredi a pi kout — tcheke davans pou w wè si gen nenpòt penalite pou ranbousman davans nan kontra w la.
Èske enterè sou yon kredi bato dedui taks?
Si bato a gen yon chanm pou dòmi, yon chanm pou kwit manje ak yon chanm pou lave, li ka kalifye kòm yon dezyèm kay nan kèk sistèm taks, sa ki fè enterè a dedui. Règ yo varye e yo chanje, se poutèt sa, fè yon konsiltasyon avèk yon pwofesyonèl taks anvan w fè konfyans li.
Ki pwen kredi mwen bezwen pou mwen ka resevwa yon prè bato?
Pi bon pousantaj yo jeneralman ale nan kredi fò, souvan 700 ak pi wo a, pandan ke pwen ki pi ba yo fè fas a pousantaj ki pi wo oswa pi gwo kondisyon pou peye. Sa a zouti itilize nenpòt ki pousantaj ou antre, se konsa jwenn yon quote pou wè tèm ou reyèlman kalifye pou.
API — itilize sa a calculateur soti nan kòd
Apèl sa a calculateur kòm yon gratis JSON pwent-de-fini - pa gen okenn kle ki nesesè. Envoye valè jaden anba a kòm paramèt kesyonè oswa JSON. Li dokiman API a an antye →
Endpoint
GET https://calculator.free/api/v1/boat-loan/curl
curl "https://calculator.free/api/v1/boat-loan/?price=45000&down=5000&rate=7.5&years=15"JavaScript fetch()
const r = await fetch(
"https://calculator.free/api/v1/boat-loan/?" + new URLSearchParams({
"price": "45000",
"down": "5000",
"rate": "7.5",
"years": "15"
}));
const data = await r.json();
console.log(data.results);Rezilta yo se estimasyon pou kòmandman jeneral sèlman, pa finansye, medikal oswa konsèy taks.